Temporal

I am truly thankful for the disarray, chaos, and dissatisfaction in the environment surrounding me.

Trials make me hold even tighter to God because of the recognition that my reliance is not dependent upon feelings of peace, happiness, and self-fulfillment. Most important is the recognition of my state as a sinner and the necessity for a savior.

In the recent past I have told myself that as a Christian man I must be excellent in all I do. As good as this sounded, I was blind to understand the foundation upon my statement. First, what is the standard measurement I am using to determine excellence? Admittedly, it was the approval, praise, and admiration of men. All of a temporal nature.

Excellence? Quite simple. Looking at the life of Jesus. God in the form of a man to live among his creation and save them. In everything, Jesus was quick to point the glory to his father in heaven. Submission to the will of God and steadfast faithfulness.

May I be excellent.

Random note:

In my daily planner, this quote by Margaret Thatcher came up:

"If you just set out to be liked, you would be prepared to compromise on anything at any time and you would achieve nothing."

Striving

Boldness. Criticism. Compassion.

"If I speak in the tongues of men and of angels, but not have love, I am a noisy gong or a clanging cymbal. And if I have prophetic powers, and understand all mysteries and all knowledge, and if I have all faith, so as to remove mountains, but have not love, I am nothing. If I give away all I have, and if I deliver up my body to be burned, but not have love, I gain nothing.

[And this is what love is] Love is patient and kind; love does not envy or boast; it is not arrogant or rude. It does not insist on its own way; it is not irritable or resentful; it does not rejoice at wrongdoing, but rejoices with the truth. Love bears all things, believes all things, hopes all things, endures all things." 1 Corinthians 13:1-7

I am so unloving. May I be humble enough to love. Courageous enough to love. Ambitious enough to love.

Is the gospel offensive? Really? Get behind your pride and complete indulgence in your honor and see what the gospel means...

Grace, undeserved, given freely by God, through the acceptance of his Son...we must grasp our sinfulness before understanding the need to confess, and the necessity and pure goodness of grace.

Dream big o foolish creature.

Why?

"For consider your calling, brothers: not many of you were wise according to worldly standards, not many were powerful, not many were of noble birth. But God chose what is foolish in the world to shame the wise; God chose what is weak in the world to shame the strong; God chose what is low and despised in the world, even things that are not, to bring to nothing things that are,so that no human being might boast in the presence of God. And because of him you are in Christ Jesus, who became to us wisdom from God, righteousness and sanctification and redemption, so that, as it is written, “Let the one who boasts, boast in the Lord.” 1 Corinthians 26-31

Update

Beginning to appreciate the Dodgers.

Softball practice.

It's been almost a month since I've updated this blog, so I am now taking the time to jot down a few things in order to reflect upon in the future.

So, I've already been working at my financial firm for a month. I have my routine of waking up at 5:30, going to work, dropping by my the gym for a steam sauna session, and then sleeping by 11. During the week I have a Monday bible study with 3 co-workers, Tuesday Korean class, Wednesday late work days due to preparing a report for portfolio meetings on Thursday, and then the week coasts forward. In between there has been a financial district softball tournament, preparation for firm fantasy football, and random trips to go to Korea-town for lunch. My co-workers are all very cordial and friendly in all our short conversations. Company unwritten laws include buying breakfast for everyone with your first paycheck, buying breakfast when you come back from vacation, and buying breakfast when you make the accounting department work a little harder from a mistake you made. Common lunchroom talks range from complaining about car payments to discussing the latest merger. Overall, I am enjoying my experience, but would have to admit it is very different from academic life.

On a more serious note, I've noticed something missing in me ever since I came back from Korea. I began to consider...is it due to my lack of opportunity in the Korean countryside to articulate my thoughts to another English-speaking person...perhaps a slight shattering of my idealistic mindset...I am still in reflection. One thing is certain; I am definitely not the same person I was one year ago.

I value sincerity very highly; thus, I sincerely admit I am lacking in so many different aspects of my persona...So I pray constantly for empathy, love, and discernment.

The Lord is my shepherd. I am but a dumb sheep.

Play dead

My dog stares maliciously at the possum (who for some reason ran straight to my dog).

Escaping from the trash can.

In the trash can.

A few weeks ago my dad told me to follow him outside. Once we arrrived at our driveway, he opens up a trash can....and I look into the eyes of one of the ugliest creatures alive: a possum. Apparently, my dog had tackled and pinned down a possum last night. The possum had played dead, but my unaware dad put the possum into a bag to place into the trash can. When he opened the trash the next morning, the possum had come out of the bag and was eating our trash. My father and I then allowed the possum to escape by toppling over the trash can.

Interesting Sunday morning.

Ungrateful Fool

Alarm goes off at 5:30...Wake up and see the darkness that is still the morning. Make breakfast, read the paper, and then off to downtown LA. Make my way through traffic, arrive at my building, take the elevator, and walk to my cubicle (I must add it's a very nice cubicle). Eat lunch with co-workers at 12:30 and then go back to work. At 5, drive home or meet up with people around the area. Sleep by 11.

On the surface, this encompasses my daily schedule. Just ended my first week of real full-time work, and still adjusting to the routine (feels a but like high school). It is sad, but I've discovered many people have become jaded in the workplace, and it has become a place of drudgery and responsibilities. And I have already begun the process of daily complaints and the yearning for lunch hour.

How dare I! I am so fortunate to be working and learning so much every day. I am blessed to be breathing (literally). I am blessed to have found work so quickly. I am blessed to have been given an opportunity to learn about risk management, credit analysis, portfolio management, and the entire process of asset-based lending, approvals, disbursements, and collection at a small and growing financing firm (factoring, letters of credit, insurance). I am blessed to have great co-workers, and a small group to do bible study after work every Monday in a board room looking over Los Angeles. I am blessed to have a family to go back to every day and share dinner. I am just super blessed and fortunate.

I will try my best to refrain from complaining; instead, strive to learn and pursue excellence in the work that I do.

Wake up at 530AM. Praise God for another day. Praise God constantly during the day. Make a positive impact on my workplace. Do not succumb to drudgery. Love, and then love some more.

Irrational Exuberance

Deciding to wait in line for a restaurant filled with people, acting as the S&P 500 spirals downward, stock market booms, animal spirits...irrational exuberance. If a group of people trigger the result of other groups following similar action, then the action is perpetuated and grows in magnitude. Whenever I see a line for something at the front which I cannot see, I am tempted to wait in line despite not knowing what awaits me at the end. When I see a group of people sprinting towards me in fear, I am going to run with them despite having no idea what they are running away from. In the case of the housing bubble, upward spiraling home prices spurred people to purchase homes (in some cases multiple) in the hopes of selling the homes at a profit a short period of time later. This increasing demand for houses that pushed prices upward was artificial as the purchased houses were to be added to the supply soon after purchase. As this process continued for a few years, and many people were making money easily, a rumor arose among the public that real estate was recession-proof and a fool-proof investment due to the fact that people need shelter. However, the irrational exuberance of the whole episode points to the eventually stabilization of prices and the loss of available capital (perceived) to homeowners.

While at Cambridge, I still remember one of my finance professors saying: stocks are like cows. I assume he used this term not only to describe irrational exuberance of stock price fluctuations and booms, but also the implication that investors can have the brain capacity/ability of a cow when it comes to stocks.

Is it really irrational to follow mindlessly after a group? Yes, if you are in a position of having contradicting information, flexible time, a cynical state of mind, being the factor causing the movement, and a few other positions. However, it is also rational to follow mindlessly after a group if you are in a case of asymmetric information, believe that others have undergone the rationalization process, or even for the sake of just following others with the mindset that if you win, we all win, and if we lose, we all lose.

Irrational exuberance and rational movement is merely dependent on position. Behavioral finance attempts to predict certain movements and allocations; knowledge of the subject's perspective and position is crucial. Do you see the glass half full or half empty? That depends on your position, in reality and theory.

Position. Perspective. Before judging the perceived irrational exuberance, let us be partial to the factors that may not be in front of us...we must learn to be more empathetic to peoples' cases.

Birthday

Welcome to Montrose

Cho loves his ice cream trash bins.

Waiting...

For dinner.

Tri-tip roast.

I forgot what this was called.

Dinner...forgot to include our waiter, my elementary school friend.

In the streets of Montrose.

MIT crew with the Dane Cook-like comedian.

We love the Laugh Factory.

Laugh Factory in Hollywood...PK was an awesome host!

Hey oldie. How do you feel now that you're 22? Marriage soon, eh?

These are a few of the common things I've heard said to me on my birthday, or days around the date. O yes, and happy birthday.

As a summer baby, I used to be jealous in elementary school of the other children who had their birthday during the school year and had the class sing for them during a coveted school day. However, I soon realized being a summer baby was a blessing in disguise, as it complemented my realized image of my birthday. The truth is that I don't like putting much attention on my birthday, and desire to make it a casual celebration to appease my friends, family, and my own desire of something out of the ordinary. Don't get me wrong, I encourage celebration of birthdays. We need occasions that facilitate the process of celebration, and celebrating the day of someone's birth is worthy and justified.

So, I'm 22 now. Except now, it is no longer marking a year of progression in school; instead, it marks the beginning of my professional life post-college. So, does it feel different to be 22? It is because of the circumstances. If I was 22 yet still had a year left in college, I do not imagine it to feel much different than 21. However, my 22 is experienced and seen differently because it marks a different era in my life. As enjoyable, disciplining, and exposing my past years have been, I sincerely believe that the best years are ahead of me. Starting this year and beyond, it is time to make a tangible impact on my community, local and global.